We Offer Financing

0% down payment programs

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FLEXIBLE HVAC FINANCING FOR PORTLAND-AREA HOMEOWNERS

At Comfort Heating, we understand that replacing or repairing your home’s heating and cooling system can be a significant investment. That’s why we offer flexible HVAC financing options designed to make comfort more affordable for homeowners in Portland and surrounding communities. Whether you’re upgrading to a high-efficiency heat pump, installing a new furnace, or handling an unexpected AC repair, we’re here to help you stay comfortable — without the upfront financial stress.

Plus, you’ll get the added benefits of having upgraded to a modern energy-efficient heating and cooling system. And you’ll qualify for tax creditsEnergy Trust of Oregon cash incentives and utility bill savings that could help you pay for your new HVAC system, fast!

Who qualifies for HVAC financing in the Portland area?

Most homeowners in Portland and the surrounding metro area can qualify for HVAC financing with approved credit. We’ll guide you through the process and answer any questions you have. If you’re not sure whether you’re eligible, please call us at 503-679-9276 — we’re happy to walk you through the details and connect you with our lending partners.

Why finance your heat pump, furnace, or AC with Comfort Heating and Cooling?

Let our experienced staff help you find the right plan so you can enjoy a more efficient and reliable home comfort system. We partner with trusted financing providers to bring you flexible and affordable options — because we believe everyone deserves reliable heating and cooling. Here’s what you can expect:

  • Fast approvals with an easy application process
  • Flexible terms that work with your budget
  • Low monthly payments available to qualified homeowners
  • No prepayment penalties
  • Support from a local Portland HVAC team that’s committed to your comfort

What HVAC services can be financed in Portland?

Our heating and cooling financing options cover a wide range of residential services, so you can get the system you need without delay. We’re here to help you find a financing solution that fits your budget. Whether your project is planned or unexpected, and whether you live in Sandy, Gresham, West Linn, or Beaverton, you can apply for financing on:

  • New furnace installations
  • Air conditioner upgrades or replacements
  • Heat pumps and ductless mini-splits
  • Whole-home HVAC system replacements
  • Major heating and cooling repairs

Trusted HVAC Financing for Portland, Beaverton, and Surrounding Cities

Comfort Heating proudly provides heating and cooling services — and financing — to homeowners throughout the greater Portland metro area. We’ve built our reputation on honest service, expert craftsmanship, and helping local families stay comfortable year-round.

  • Beaverton
  • Tigard
  • Gresham
  • Hillsboro
  • Milwaukie
  • Oregon City
  • Happy Valley
  • Lake Oswego

Mr. Hanson - 97211

Comfort Heating & Cooling’s bid was WELL below the other 5 bids that I had received. The installation went quickly, and they were done in a few hours. My house was left clean, and the furnace is keeping the house at a much more even temperature than the old furnace.

I’m also happy to report that my gas usage for January is 30% lower than last January!

How can we help? — 503-679-9276